This season, shop for your health
by Brandpoint (ARA) Sponsored Content
Dec 11, 2013 | 21748 views | 0 0 comments | 77 77 recommendations | email to a friend | print
(BPT) - The holidays are fast approaching, and there's one must have for every shopping list: health insurance. And the place to get it? The Health Insurance Marketplace at HealthCare.gov. To help you with the process, here are the top things to know when choosing and enrolling in plans through the Health Insurance Marketplace. Read on to learn more about when to sign up, what to do after you enroll, and the discounts you could receive.

If you're looking for a health insurance plan for yourself or your family that will start providing coverage on January 1, you will have until December 23 to enroll online through HealthCare.gov, over the phone (800-318-2596), or in person (localhelp.healthcare.gov). You'll have the opportunity to compare private plans side-by-side and choose the one that fits your lifestyle - and budget - best. A number of upgrades have been made to HealthCare.gov, and applying for affordable, comprehensive coverage on HealthCare.gov is faster than ever before.

Once you sign up, make sure you pay your plan premium. Don't forget to complete the final step of enrollment and pay your plan premium to your insurance company to ensure that you'll receive your coverage by January 1.

If you're losing coverage, check with your insurance company. If your insurance company has informed you that your current plan is being cancelled, contact them - you may be able to keep your old plan through 2014. Or, find a new plan through the Health Insurance Marketplace at HealthCare.gov.

You'll likely find better coverage at a lower cost. You, like most people signing up for coverage through the Health Insurance Marketplace, may qualify for financial assistance with your health plan. And that plan will come with new 'essential health benefits,' such as preventive care benefits, ensuring that you have the coverage you need to stay healthy, and protection against big medical bills when you get sick. The Marketplace is currently the only place where you can receive financial assistance with health insurance, so be sure to check your eligibility before the December 23 deadline for January 1 coverage.

So this season, give yourself and your family the gift of security and confidence that comes with a reliable, private health insurance plan. Don't delay this important decision. Now is the time! Remember, enroll by December 23 for coverage starting January 1. Visit HealthCare.gov or call 800-318-2596 today.

Copyright 2013 The Times-Independent. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

report abuse...

Express yourself:

We're glad to give readers a forum to express their points of view on issues important to this community. That forum is the “Letters to the Editor.” Letters to the editor may be submitted directly to The Times-Independent through this link and will be published in the print edition of the newspaper. All letters must be the original work of the letter writer – form letters will not be accepted. All letters must include the actual first and last name of the letter writer, the writer’s address, city and state and telephone number. Anonymous letters will not be accepted.

Letters may not exceed 400 words in length, must be regarding issues of general interest to the community, and may not include personal attacks, offensive language, ethnic or racial slurs, or attacks on personal or religious beliefs. Letters should focus on a single issue. Letters that proselytize or focus on theological debates will not be published. During political campaigns, The Times-Independent will not publish letters supporting or opposing any local candidate. Thank you letters are generally not accepted for publication unless the letter has a public purpose. Thank you letters dealing with private matters that compliment or complain about a business or individual will not be published. Nor will letters listing the names of individuals and/or businesses that supported a cause or event. Thank you letters about good Samaritan acts will be considered at the discretion of the newspaper.